Your deposits, Your interchange, Your members
About Us
GenAspire is a white-labeled teen banking solution designed for families, built for Credit Unions in collaboration with high schools. Our platform combines real-world money management with structured, gamified education that rewards learning.
Your deposits, Your interchange, Your members
Our Story
Most Credit Unions still rely on parents to walk through the door before they can connect with younger generations. But Gen Z, Millennials, and even Gen Alpha aren’t waiting. They’re already choosing digital banks, payment apps, and third-party services as their first financial experience, often before they ever set foot in a branch.
GenAspire changes that. We provide Credit Unions with a fully branded teen banking app and platform that reaches students directly through the classroom. Instead of offering free money to seed an account, we reward real financial learning — like saving, budgeting, and completing short, structured lessons.
GenAspire is both a financial education program and a teen banking platform, designed to meet students where they already are in the classroom and online.
By combining white-labeled banking tools with structured, gamified learning experiences, we help Credit Unions build early relationships with future members through youth banking tools, foster responsible financial habits, and create long-term loyalty that extends well beyond graduation.
GenAspire: It’s about building habits and making sure your institution is the one guiding them.
Mission
To redefine how teens learn about money by pairing financial education with a safe, engaging banking experience built around accountability, rewards, and real-world tools.
Vision
Every teenager is financially confident by the age of 18. Every Credit Union is connected to the next generation before they graduate.
Core Values
Empowerment. Education. Collaboration. Innovation. Ubiquity. Integrity.
Louis Hernandez Jr. is the Founder and Chairman of Black Dragon Capital, an operationally-led private equity firm. He is the former Chairman & CEO of Open Solutions, founder of Payveris, and has built companies serving 4,000+ financial institutions worldwide, leading two IPOs and multiple CUSO launches. Inducted into the Innovators Hall of Fame and named a top fintech innovator, he also founded the For A Brighter Future Foundation. His books include Too Small to Fail, Saving the American Dream, The Storyteller’s Dilemma, and Digital Tsunami.
Led by Kenny Stivers, an early founding team member of Copper Banking, and the visionary behind the strategy that saw over 2 million downloads and 300,000+ new teen accounts in less than 18 months. As a former collegiate athlete, and youth pastor, he brings a unique knowledge base around the importance of equipping, empowering and preparing the next generation through engaging real-world application tools that meet young people where they are at, to help them get to where they want to go.
Joseph D. Lockwood lead the sixth largest core-banking to ground-breaking technical achievements, particularly centered around electronic payment channels, digital banking platforms, extensive virtualization and state-of-the-art business intelligence and risk management platforms. Mr. Lockwood was the President and Chief Operating Officer of COCC, and was responsible for COCC’s product, technology and security strategies as well as the company’s day-to-day operations and customer service teams. He has immense experience designing state of the art solutions to meet the future needs of financial institutions.